*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1c2430;background:#f6f8fb}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}nav{background:#1f3a5f}nav .wrap{display:flex;flex-wrap:wrap;gap:16px;align-items:center;padding:12px 20px}
nav a{color:#fff;text-decoration:none;font-weight:600}nav .brand{margin-right:auto;font-size:18px}
.hero{background:#1f3a5f;color:#fff;padding:48px 0 56px}.hero h1{font-size:34px;margin:0 0 12px}.hero p{max-width:680px;font-size:18px}
.btn{display:inline-block;background:#fff;color:#1f3a5f;padding:12px 20px;border-radius:8px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:16px}
section{padding:40px 0}h2{font-size:26px;color:#1f3a5f}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px;padding:0;list-style:none}
.card{background:#fff;border:1px solid #dde3ea;border-radius:10px;padding:18px}.card h3{margin:0 0 6px;color:#1f3a5f}
ol.steps li{margin-bottom:10px}form{background:#fff;border:1px solid #dde3ea;border-radius:10px;padding:24px;max-width:560px}
label{display:block;font-weight:600;margin-top:12px}input{width:100%;padding:10px;border:1px solid #b8c2cf;border-radius:6px;font-size:16px}
form .btn{background:#1f3a5f;color:#fff;margin-top:18px}.hp{position:absolute;left:-9999px}.msg{padding:12px;border-radius:6px;background:#e6f2ea;margin-bottom:12px}.msg.err{background:#fbe9e9}
footer{text-align:center;font-size:12.5px;color:#6b7685;padding:24px 0}